Figo Pet Insurance

Location

Chicago

About Figo Pet Insurance

Based in the vibrant city of Chicago, Figo stands as a fusion of pet insurance and cutting-edge technology, devoted to enhancing the quality of life for pets and their human families. Originating from 1871, a top-tier technology incubator and one of Google’s North American Tech Hubs, Figo has evolved into an industry leader that simplifies pet insurance. But they go beyond just offering insurance; their innovative Pet Cloud platform equips pet owners with the essential tools to manage their pets’ entire lives seamlessly. Marrying a profound love for animals, a passion for technology, and extensive expertise in insurance, Figo has crafted a distinctive cloud-based healthcare solution tailored for pets.

Frequently Asked Questions

What is Figo pet insurance, and how does it work?

Figo pet insurance is a comprehensive insurance plan designed to provide financial support for pet owners in the event of unexpected medical expenses. The coverage provided by Figo includes orthopedic conditions, rehabilitation, prescription medications, veterinary specialist treatments, and hereditary and congenital conditions. One of the standout features of Figo is the Figo Pet Cloud app, which allows pet owners to organize their pet records and access licensed veterinarians with ease. Importantly, Figo is underwritten by reputable insurance companies such as Independence American Insurance, Markel American Insurance, and Markel Insurance.

What does Figo pet insurance typically cover?

Figo pet insurance offers a comprehensive coverage plan that includes a wide range of conditions, treatments, medications, and services. This includes coverage for orthopedic conditions, hereditary and congenital conditions, chronic conditions, cancer treatments, prescription medications, veterinary specialist treatments, emergency services, and more.

Does Figo offer coverage for routine check-ups?

Yes, Figo does offer coverage for routine check-ups. Additionally, they provide optional wellness plans that include routine vet visits, ensuring that your pet receives the best preventative care, including vaccinations.

Does Figo provide coverage for accidents and illnesses?

Absolutely. Figo pet insurance covers a wide range of accidents and illnesses. This includes specific treatments, services, or procedures related to these incidents. However, it’s essential to be aware of any limitations or exclusions that may apply to the coverage.

Does Figo insurance cover pre-existing conditions?

Figo pet insurance does not cover pre-existing conditions. However, they do provide coverage options for orthopedic conditions, chronic conditions, and hereditary and congenital conditions. It’s always recommended to review the policy details or consult with Figo directly for specific coverage questions.

Are there any annual or lifetime coverage limits with Figo?

Figo pet insurance offers various coverage limit options, including $5,000, $10,000, and an unlimited option. These limits determine the maximum amount that can be reimbursed for health-related expenses in a given period.

What countries does Figo cover (US states)?

Figo pet insurance provides coverage in the United States, covering all relevant US states. It’s always a good idea to check with Figo directly for any specific state-related queries.

Are prescription medications and specialized treatments covered by Figo?

Yes, Figo covers prescription medications and specialized treatments. They handle these medical expenses efficiently, although there might be certain limitations or restrictions. It’s always recommended to review the policy or consult with Figo for specific medication or treatment coverage.

Does Figo cover blood work?

Figo pet insurance does provide coverage for blood work. However, like all treatments, it’s essential to be aware of any limitations or restrictions associated with this coverage.

Does Figo pet insurance cover spaying?

For question regarding spaying, I don’t know the answer for this question.

Does Figo pet insurance cover dental?

Figo pet insurance offers coverage for dental care, specifically non-routine dental treatments. This includes various dental procedures, but it’s essential to be aware of any additional costs or limitations.

Does Figo cover teeth cleaning?

Figo pet insurance does provide coverage for teeth cleaning, ensuring that your pet’s dental health is maintained. However, always check for any limitations or conditions related to this coverage.

Does Figo cover tooth extraction?

Yes, Figo covers tooth extraction, especially in cases related to trauma to the teeth or as a result of an accident. However, always be aware of any specific conditions or limitations that apply.

Does Figo cover euthanasia?

Figo pet insurance does provide coverage for euthanasia, ensuring that pets receive the most compassionate end-of-life care. However, always check for any limitations or conditions related to this coverage.

Does Figo cover medication?

Yes, Figo pet insurance provides comprehensive coverage for medication, including prescription medications. However, always be aware of any limitations or exclusions related to medication coverage.

Does Figo pet insurance cover neutering?

For the question regarding neutering, I don’t know the answer for this question.

Does Figo cover vaccinations?

Yes, Figo pet insurance does offer coverage for vaccinations, especially through their optional “Wellness Powerup” add-on, which covers preventative care.

Does Figo cover cremation?

For the question regarding cremation, I don’t know the answer for this question.

Are there any age restrictions for enrolling my pet in Figo insurance?

For the question regarding age restrictions, I don’t know the answer for this question.

What is the procedure for renewing my pet’s insurance with Figo?

Renewing your pet’s insurance with Figo is a straightforward process. They offer continuous coverage with a policy period of one year, ensuring that your pet remains protected.

Are there waiting periods before my pet’s coverage becomes effective under Figo insurance?

Yes, Figo pet insurance does have waiting periods before the coverage becomes effective. This includes a 14-day waiting period for illness coverage and a six-month waiting period for orthopedic coverage in dogs.

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